Friday, 29 July 2011

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Tuesday, 26 July 2011

Articles On Change Management & Leadership By Bacal

Effective change managers and good leaders are better able to bring their companies and employees through tough times, and create the conditions that support superior performance when times are good.  At this point in history the abilities to lead and implement and manage change may BE two of the essential qualities required for executive and management jobs. Lest we forget, leadership can also emerge from the ranks -- from regular employees who lead and manage change without formal authority.
Understanding The Cycle of Change, And How People React To It
There is a fairly predictable set of steps people apply to adapting to change that are essential to know if you want to bring about change in your organization. Here they are.
The Importance of Leadership In Managing Change
Whether change is imposed from outside as a result of circumstances, or is planned and designed from the inside, leadership IS the critical factor that will determine whether the results expected from the changes will occur, or not
Leading Those That Remain After Downsizing Or Job Loss
Often the people who remain after downsizing would have been better off losing their jobs. It's those that remain that bear the brunt, emotionally and practically, as work loads increase, and morale plumments. Leadership is the answer.
For Managers - How Constant Change Affects Managers And Wears Them Down And Out

It's easy to forget that managers are as much victims of the fast flow of change in the workplace, particularly if you are an employee "looking up" at them. In fact, the toll of a constantly changing workplace exacts a greater toll on decision-makers than non-decision makers, as per a number of psychological studies on stress.
The Responsive Leader/Manager
There's no single "thing" common to all successful leaders, but one thing that's worth looking at is how leaders and managers respond to the people around them. We call this "responsiveness", and in this article we discuss its relevance to leaders.
The Responsiveness Paradigm
In this article we explain the idea of "responsiveness" as a general characteristic. There's great potential to extend the notion beyond being responsive to people, but also to environmental cues and variables that come with change.
Turning Around Negative Attitudes

Common problem - negative attitudes in the workplace. Hard pressed companies often break the psychological contract with employees, resulting in negative attitudes. Of course there are other reasons, but what can managers and leaders do to turn around negative attitudes at work? Here are some ideas. Leadership - The Link Between Planning & Doing
As someone who's lead a number of strategic planning sessions, one thing that jumps onto my radar is that any kind of planning, to have any positive effect, must be based on the leader's ability to get across the role, mission, values and goals embodied in the plan. Planning is useless without this essential element. More in the article.
The Long Term Effects of Downsizing
Companies keep downsizing, then growing, than downsizing, and the cycle never ends. The reasons are many, not the least of which is over-catering on short term shareholder value. However, having gone through a number of these cycles, and having looked at the research, it's clear to me that the long term effects of downsizing, even once, are such that it's one of the dumbest things companies do. The research bears this out over and over, with a very large percentage of senior executives expressing disappointment that the goals of the downsizing were not actually met.
Critical Factors For Dealing With Downsizing - Quicktips
More on downsizing in the form of some quick tips.
Empowerment Difficulties  - Employees That Don't Wanna
Despite all the hullabaloo about empowerment, in psychological terms, it's not simple. Proponents often base their ideas on false assumptions about human motivation, taken primarily from the upper middle class, white collar population. It's not that it's completely wrong, but it's not all the correct, either. Here's one issue: empowering employees who simply don't want the responsibility.
Understanding The Seven Dynamics of Change
Another brief article on seven principles you need to know to design and/or implement change in the workplace, or anywhere else, for that matter.
1 Important Reprint Information: As of May, 2012, we have altered our reprint policies to allow you more leeway to make use of the Robert Bacal articles. Please READ our reprint policies to find out our terms of us, and how you may and may not use this article. Please be advised that we DO NOT permit use of our articles on the Internet or in blogs or other electronic public areas.
Unless otherwise indicated articles are authored by Robert Bacal. Find out more here.

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Jun 29 11

Can LTC Insurance Help You to Stay Out of a Nursing Home?

by Allen Hamm

Most people mistakenly view “long-term care” as synonymous with “nursing home care”. The myth that a need for long-term care automatically means a nursing home confinement exists because at one time, nursing homes were the first, last, and ONLY option available for people who could no longer live at home. Now, nursing homes are just one of the many environments in an expanding continuum of long-term care.
A person needing long-term care normally progresses through a continuum of care and may entirely avoid a nursing home confinement. For example, older people experiencing the frailties of aging may be able to stay at home because they require only a minimal amount of assistance for a few hours each week. If their condition worsens and they experience problems with maintaining their balance, taking medications, or loss of memory, a move to an assisted living community is normally more appropriate than a move to a nursing home.
Unless the condition worsens, or a terminal illness develops, the need for more comprehensive care in a nursing home will probably never be required. This trend toward helping people avoid nursing home care and receive care in more comfortable settings is a bright spot in the generally somber subject of long-term care.
LTC insurance was initially created to pay for skilled nursing home care needed beyond Medicare’s 20 days of coverage. But over the past several decades, legislation has been passed that requires coverage to pay for all levels of care, not just skilled care, irrespective of Medicare’s benefits.
Two of the main reasons for purchasing LTC insurance are the ability to maintain current living arrangements and remain independent. Having LTC coverage could provide you with the financial resources needed to stay in your home longer or move to the more positive environment of an assisted living community.
LTC insurance may also allow you to have better access to high-quality providers who wish to maintain relationships with insurance companies. LTC insurance companies are beginning to locate and contract with providers who have demonstrated high quality work and ethics. A provider screened and recommended by an insurance company may provide better quality care than caregivers in the general population.
As our society ages, and the demand for care skyrockets, it will be those who can guarantee payment for care with private funds- either their personal assets or coverage from an LTC insurance policy – who will have access to high-quality providers.
For free instant access to a Premium Range Estimator Chart to determine what LTC Insurance will cost you, visit http://www.long-term-care-insurance-advice.com/pre.html
Jun 17 11

Is Your Financial Advisor Going to Have a Better Retirement Than You?

by Allen Hamm
In the wake of the Wall Street scandals, wealthy investors and affluent retirees are asking some tough questions about financial planning. Is my financial advisor trustworthy? Is my financial advisor competent? Is my financial advisor objective? If investors knew those answers were yes, they would certainly sleep better at night. A new organization, the National Alliance of Objective Financial Advisors, has created the most stringent due diligence process in the financial advisory industry. Part of this process includes a background check to:
  • Confirm their expertise and competence in Comprehensive Financial Planning
  • Confirm that no disciplinary action has been filed against the advisory firm.
  • Confirm that no complaints or criminal records have been filed against the advisory firm.
The personal financial planning industry has two types of advisors. The first type uses an objective process that benefits their clients. They are only paid by the client for their advice. The second type of advisor is paid commissions for selling insurance, annuities and mutual funds. Too often, these products are not in the client’s best interest. But it’s a primary way these advisors are compensated so a strong conflict of interest exists. Unfortunately, busy people sometimes don’t know the difference between these two types of advisors. Too many people are being sold products that will adversely affect their tax planning or the way their retirement years are spent. The Alliance was created to solve this problem. It consists of a group of independent advisors who have proven their trustworthiness, objectivity, and competence and who comply with a strict code of conduct and ethical guidelines that require them to put their clients’ interests first.
More people than ever are looking to financial advisors for advice because they don’t want to spend their time following the market or keeping up with the constant changes that will affect their estate planning objectives. Handling money is more complicated than ever. During the boom years, many people handled their own finances. When the market did well, everyone was an expert investor. But now that the market has gotten tougher, people are finding that they would rather not handle their money on their own.
Allen Hamm, creator and Executive Director, created the Alliance after he observed that investors were being misled by some advisors. He has been a consultant to financial advisory firms for 22 years on the subject of long-term care planning. He’s seen the best and worst that can happen to people who have hired a personal financial advisor.
He’s seen unscrupulous personal financial advisors:
  • Sell life insurance policies on children.
  • Sell long-term care insurance to people who shouldn’t have it.
  • Sell expensive loaded investments that erode assets the client had earmarked for retirement.
The due diligence process that Alliance members must pass is his way of making sure more people protect their assets and have the carefree retirement they dream of. All Alliance members abide by a strict code of ethics, which includes a pledge that they will not receive commissions or kickbacks from vendors, including insurance companies.
The Alliance can refer people to an advisor in their area that has passed the stringent criteria required for membership. The referral service is complimentary to investors. The Alliance is paid membership fees by the advisor members. The fees support the advancement of objective financial advice and pay for the occasional referral received through the Alliance.
Investors can make sure they have the right financial advisor by requesting a new, free report called “15 Questions You Must Ask to Assure Your Financial Advisor Is Protecting Your Best Interests.” The report is available at http://www.objectivefinancialadvisors.com.
Jun 13 11

How to Save Money On Your Long-Term Care Insurance Premium

by Allen Hamm
Long-term care insurance has a reputation for being expensive, especially for people who waited until they were in their 60’s or 70’s to investigate coverage. But there are ways to lower your premium amount without sacrificing significant benefits.  The elimination period is the most practical way to save money on your premium. For example, an elimination period in the range of 100 days can save a significant amount of premium dollars over a lower elimination period.
Also known as the deductible, the elimination period is similar to deductibles with other types of insurance coverage, such as your automobile or homeowner’s insurance. However, instead of being defined as a dollar amount, the elimination period with LTC insurance is defined in days between the time you begin to need care and the time the policy begins to pay benefits. For example, if you need long-term care services, and you had purchased coverage with a 100-day elimination period, on the 101st day of your need for care, your elimination period would be satisfied and the policy would begin to pay the benefit amount.
The more days that you are willing to pay for your care out of pocket before your policy begins paying benefits, the lower your premium rate. You can choose a variety of elimination periods, ranging from a zero-day elimination period—which would pay benefits from the first day you needed long-term care services—to elimination periods as high as 730 days or longer. There are various methods for calculating how the elimination period is satisfied. Some insurance companies use a calendar day method, whereby your elimination period starts on the day you begin to need care and every day counts, even if you do not receive care every subsequent day thereafter. Other companies use a “days of service” method, whereby an elimination period day must be a day that care was actually received. But in the overall picture of LTC insurance policy design, the method used to satisfy the elimination period is a minor consideration.
In determining the elimination period most appropriate for your situation and how that translates into out-of-pocket dollars, consider two important points:
1. Your risk tolerance philosophy and whether or not you believe in co-insuring a small or large amount of your potential long-term care costs.
2. The average cost of care in your area. Use this figure to calculate your out-of-pocket dollar risk for various elimination periods by multiplying the elimination period by the average cost of care per day in your area.
<i>True</i> long-term care is needing assistance for a period beyond 100 days. Short-term care, care needed for less than 100 days, can normally be paid for without significant hardship to the person receiving the care or their family. In certain instances, a percentage of short-term care may be paid for by your health insurance or Medicare. For these reasons, always concentrate your premium dollars on <i>true</i> long-term care. This means choosing an elimination period of at least 100 days. Some people view LTC insurance as a highly catastrophic type of insurance, and choose elimination periods much higher than 100 days—sometimes up to 730 days or more. We caution however, that this strategy could cause unexpected problems: if a policy’s benefits cannot be accessed until several months or years after the need for care, a policyholder and their family may be tempted to delay quality caregiving that could have been received earlier.
Jun 8 11

Breaking the Ice With Your Parents: Planning for Long-Term Care

by Annamarie O'Shea
The phone call can come at any time. Even though it’s never completely unexpected, we go into crisis mode. “Your Mom’s had a stroke”. “Your Dad fell and broke his hip.” “Dad keeps forgetting to take his heart medication.” “Mom thinks she’s a child again.” The scenarios are endless.
Ironically, the healthy lifestyles and improved medical care most of us are enjoying actually increase the odds of getting that phone call. The longer our parents live, the more likely they will need care.
In past decades, when a parent needed care, other family members stepped in to fill the role. Usually it was the women in the family who assumed the role of primary caregiver. But changes in the “modern” family have made it less likely that children will be in a position to provide care for aging parents. Families today are not only much smaller, but many are spread across the globe, with two careers needed to support the family financially.
How can we avoid going into crisis mode when a parent needs long-term care? By developing a written plan in advance- a plan designed specifically with our parents’ situation in mind. A written plan results from analyzing the implications of relying on each of the options for paying for care. Although most Americans believe that health insurance or Medicare pays for long-term care, in reality, long-term care is provided for or paid for by only four resources:
  1. Family
  2. Medicaid, the welfare program
  3. Personal Assets
  4. Long-Term Care Insurance

Developing a written plan requires viewing long-term care as part of our family’s retirement and financial planning. By having a plan, a long-term care event won’t force our parents to deplete monies that were set aside for retirement income and inheritances. Proper planning will also keep them from having to rely on the financial support of their children.
Fortunately, grown children and their parents are finally beginning to feel comfortable having the “long-term care conversation”.
How Do You Have the Long-Term Care Conversation
With Your Parents?
As with most things in life, the first step is the hardest.  How you enter this terrain will depend on you and the nature of your relationship with your parents.
You may not get far in your first conversation, but don’t worry.  It’s a lot to digest, particularly if your parents haven’t given their future much thought.  Be patient.  Find what works for you.  If one approach doesn’t work, try another.  As your parent’s health, finances and lifestyle change so will their needs and views.  Also, laws, financial programs and local options will change.  So revisit these conversations regularly.
To get started, here are a few ways to break the ice:
  • Be Open – If you have an open and direct relationship, don’t beat around the bush.  Just come out and tell them that you’d like to talk about these issues and ask if they would mind talking about them.  Everyone thinks about these things.  Everyone worries at 2 AM about what the future holds.
  • Be Reflective – Some time when you’re together, ask them about their past, their childhood, and their parents.  Learn more about them.  Then move on to the future.  What do they want most?  How do they perceive the future?  What worries them?
  • Discuss Someone Else’s Situation - Chances are that you or your parents know someone who is already dealing with some aspect of aging or long-term care.  Talking about what’s good or bad about their situation can be a useful launching point.
  • Ask for Advice – This is a great way to get the discussion rolling.  Tell them that you just entered into a relationship with a financial advisor and that you’re starting a retirement account or preparing a will.  Then ask them for advice.  Follow that by asking how they planned ahead and if they feel fully prepared.
  • Grab an Opening – If, for example, your mother is talking about Aunt Kathy, who’s in an assisted living facility, and rolls her eyes and says, “Don’t you ever put me in one of those places,” ask her what she means.  What would your mother want in the same circumstance?  If you miss the chance, bring it up another time.  “Hey Mom, remember when we talked about Aunt Kathy and you said “Don’t you ever put me in one of those places”? . . . . . . . .
  • Write – If you find the whole thing too daunting, write a letter or e-mail outlining your concerns and what you would like to discuss.  This can be particularly helpful if you live far away and only have a weekend to have these talks.  You can pave the way and get them to start thinking about it before you get together.
  • Get Help – Maybe you have a sibling who is more at ease talking with your parents.  Maybe your parents are more comfortable talking to someone else in the family about finances or health.  Don’t be offended.  You don’t care how the plan gets developed, just that it DOES get developed.
The simple e-booklet, “Five Steps to Understanding Long-Term Care” provides some basic information about the issue of long-term care and is a good way to introduce a discussion with your parents. The booklet is complimentary.

Monday, 25 July 2011

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Ramco Industries Limited


Winterpet Post, ARAKONAM
Tamil Nadu. Pin - 631005.
Tel: (04177) 224932 / 224934
Fax: (04177) 224364



Ramco Industries Limited
Plot No. A-12, Sipcot Industrial Growth Centre,
GANGAIKONDAN
Tamil Nadu. Pin - 627352.
Tel: (0462) 2950029

Karnataka
Karnataka
Karnataka

Ramco Industries Limited
Ranebennur Taluk,
Haveri District, RANE BENNUR,
Karnataka. Pin - 581143.
Tel: (08373) 248756 / 248757 / 248758 / 291361
Fax: (08373) 248759

Andhra Pradesh
Andhra Pradesh
Andhra Pradesh

Ramco Industries Limited
R.S. No. 71, Near Truck Terminal,
Ibrahimpatnam, VIJAYAWADA
Krishna District, Andhra Pradesh.
Tel: (0866) 2882055 / 2882056 / 2882057
Fax: (0866) 2992058

Madhya Pradesh
Madhya Pradesh
Madhya Pradesh

Ramco Industries Limited
Agra Bombay Road,
MAKSI.
Shajapur District, Madhya Pradesh. Pin - 456106.
Tel: (07363) 233072 / 233073
Fax: (07363) 233574

Gujarat
Gujarat
Gujarat

Ramco Industries Limited
Survey No. 78 / 12-15, Anjar Mundra, N.H.8/A,
SINUGRA VILLAGE.
Anjar Taluk, Kutch District, Gujarat. Pin - 370110.
Tel: (02836) 244034 / 244035
Fax: (02836) 244031

West Bengal
West Bengal
West Bengal

Ramco Industries Limited
Village - Dewanmaro Ayma,
P.O. - Hariatara
P.S. - KHARAGPUR. (L)
District - Pachim Medinipur, West Bengal. Pin - 721301.
Tel: (03222) 201700 / 201772 / 201773
Fax: (03222) 233256

Bihar
Bihar
Bihar

Ramco Industries Limited
Plot No. A-1, Industrial Area,
Jawahar Navodaya Vidyalaya Road,
BIHIYA.
Bhojpur District, Bihar. Pin - 802152.
Tel: (0) 9534033500

Union Territory
Union Territory
Union Territory

Ramco Industries Limited
Survey No. 204 / 3, Silly Road, Galanda Village,
SILVASSA.
Dadra & Nagar Haveli. Pin - 396230.
Tel: (0260) 6546494 / 6546474
Fax: (0260) 2644706

Sri Lanka
Sri Lanka
Sri Lanka

Sri Ramco Lanka (Private) Limited
Makandura Industrial Estate, Makandura,
GONAWILLA.
Sri Lanka.
Tel: (0094-31) 2200915 / 2200990 / 37461276
Fax: (0094-31) 2299492

Top


Ramco Industries Limited - Regional Sales Offices

Tamil Nadu
Tamil Nadu
Tamil Nadu

Ramco Industries Limited
No. 52, Ist Floor, Ramakrishna Mutt Road,
Mylapore, CHENNAI
Tamil Nadu. Pin - 600004.
Tel: (044) 24615553 / 24618883
Fax: (044) 24610777



Ramco Industries Limited
Plot No. A-12, Sipcot Industrial Growth Centre,
GANGAIKONDAN
District - Tirunelveli, Tamil Nadu.
Tel: (0462) 2950029

Madhya Pradesh
Madhya Pradesh
Madhya Pradesh

Ramco Industries Limited
5th Floor, Silver Arc Plaza,
20 / 1, New Palasia, INDORE.
Madhya Pradesh. Pin - 452001.
Tel: (0731) 2530168
Fax: (0731) 2431497

Union Territory
Union Territory
Union Territory

Ramco Industries Limited
Survey No. 204 / 3, Galonda Silly Road,
Galonda, SILVASSA
Dadra & Nagar Haveli. Pin - 396220.
Tel: (0260) 6546494 / 6546474
Fax: (0260) 2644706

Gujarat
Gujarat
Gujarat

Ramco Industries Limited
109 / 110, Ratnadeep, 2nd Floor,
Near Loha Bhavan,
Old High Court Road, Income Tax,
Navrangpura, AHMEDABAD
Gujarat. Pin - 380009.
Tel: (079) 27541430 / 27540341
Fax: (079) 27541435

West Bengal
West Bengal
West Bengal

Ramco Industries Limited
2-B, Hitech Chambers,
84/1 B, Topsia Road(s),
KOLKATA
West Bengal. Pin - 700046.
Tel: (033) 22851035 / 32542336
Fax: (033) 22851036

Karnataka
Karnataka
Karnataka

Ramco Industries Limited
Sabari Complex, 3rd Floor,
No. 24, Residency Road,
BENGALURU
Karnataka. Pin - 560025.
Tel: (080) 25588460 / 25594033
Fax: (080) 25599452

Andhra Pradesh
Andhra Pradesh
Andhra Pradesh

Ramco Industries Limited
R.S. No. 71, Near Truck Terminal,
Ibrahimpatnam, VIJAYAWADA.
Krishna District, Andhra Pradesh. Pin - 521456.
Tel: (0866) 2882055 / 2882056 / 2882037
Fax: (0866) 2882058

Bihar
Bihar
Bihar

Ramco Industries Limited
BHAGWATI SHARAN ENCLAVE
1ST FLOOR, FLAT 1A & 1D
BORING ROAD, PATNA
Bihar. Pin - 800 001
Mobile : 9470193213 / 9440805172.

Sri Lanka
Sri Lanka
Sri Lanka

Sri Ramco Lanka (Private) Limited
441, 1st Floor, Sri Sangaraja Mawatha,
COLOMBO - 10, Sri Lanka.
Tel: (0094) 115736564 / 115736565

Top


Ramco Industries Limited - Sales Depots

Tamil Nadu
Tamil Nadu
Tamil Nadu

Ramco Industries Limited
1 / 384, Gundur Village,
Sembattu, TRICHY.
Tamil Nadu. Pin-620007
Tel: (0431) 2660375



Ramco Industries Limited
SF No. 204 / 1,
Somanur Road,
Opp. Karur Vysya Bank,
Karumathampatti (PO),
COIMBATORE.
Tamil Nadu. Pin-641659
Tel: (0421) 2332944


Ramco Industries Limited
1272 / A,
MADHAVARAM Village,
Ambattur Taluk,
Thiruvallur District.
Tamil Nadu.







Kerala
Kerala
Kerala

Ramco Industries Limited
Ward No. II / 272,
Maradu Panchayath,
Kundannur, KOCHI
Kerala. Pin - 682304.
Tel: (0484) 2705552
Mobile: 94477 81823
Ramco Industries Limited
Bharathi Villa,
XI / 823, Residency Road,
Kadappakada, KOLLAM
Kerala. Pin - 691001.
Tel: (0474) 2743617
Mobile: 94477 83823
Ramco Industries Limited
VIII / 755, Kadappuram Road,
Avavil, Azhikode P.O, KANNUR
Kerala. Pin - 670009.
Tel: (0497) 2741264
Mobile: 94477 80823
Ramco Industries Limited
Palaniappa Rice Mill Compound,
Kinassery, PALGHAT
Kerala.
Tel: (0491) 2523535
Mobile: 94477 80823

Andhra Pradesh
Andhra Pradesh
Andhra Pradesh

Ramco Industries Limited
Near Ramanuja Circle,
Renigunta Road, TIRUPATI
Andhra Pradesh. Pin-517501
Tel: (0877) 2237704
Ramco Industries Limited
Survey No. 782/13,
Opp. APSRTC Bus Depot,
Hakimpet,
Shamirpet Mandal Post,
Nisa, HYDERABAD.
Andhra Pradesh. Pin-500074
Tel: (040) 2780424.
Ramco Industries Limited
Door No. 7-123A,
Old Gajuwaka Sivaru,
Near Police Station,
VISAKHAPATNAM,
Andhra Pradesh. Pin-530016
Tel: (0891) 2709961


Orissa
Orissa
Orissa

Ramco Industries Limited
M.G. Road, Gandhi Chowk,
JEYPORE, Koraput District,
Orissa. Pin-764001
Tel: (068) 54233254
Mobile: 94370 81858
Ramco Industries Limited
Plot No. 112, Subudhipur,
Near Kalinga Bazar,
P.O. Tamando,
BHUBANESHWAR.
Orissa. Pin-752054
Tel: (068) 2600666
Ramco Industries Limited
Plot No. 532,
AT / PO Januganj,
Via Remuna, BALASORE.
District Balasore.
Orissa.
Tel: (06782) 825764
Mobile: 99373 12449
Ramco Industries Limited
Besides Sushree Weigh Bridge,
Village - Lungei,
Ved Vyas, ROURKELA
Orissa - 14.
Tel: (0661) 2660454
Ramco Industries Limited
Plot No. 20 & 24, NH - 6,
Village - Putibandh,
SAMBALPUR.
Orissa.
Tel: (066) 32546005



Karnataka
Karnataka
Karnataka

Ramco Industries Limited
107-A, 3rd E Cross,
Industrial Suburb II Stage
Yeshwantpur, BENGALURU
Karnataka. Pin-560022
Tel: (080) 23378941
Mobile: 98802 84760
Ramco Industries Limited
Opp. Rudset,
Heroor Village,
BRAHMAVAR,
Udipi Taluk & District.
Karnataka
Tel: (0820) 2505456
Mobile: 99024 83601
Ramco Industries Limited
P.B. No. 33,
Doddamandiganahally,
Bangalore - Mangalore Road,
Kandali Post, HASSAN,
Karnataka. Pin-573217
 

Maharashtra
Maharashtra
Maharashtra

Ramco Industries Limited
1582, Opp. MSEB Stores,
Kaneri Math Road,
GOKUL SHIRGAON,
Taluk - Karveer,
District - Kolhapur

Maharashtra.


Ramco Industries Limited
Laxmi Saw Mill Compound,
Opp. Kanti Building,
Station Road, Vasai Road,
VASAI (EAST),
District - Thane

Maharashtra. Pin-401202
Mobile: 98929 81295



Chhattisgarh
Chhattisgarh
Chhattisgarh

Ramco Industries Limited
Near Railway Overbridge,
Bilaspur Road,
P.O. Khamtarai, RAIPUR
Chhattisgarh. Pin-492008
Tel: (0771) 2252844
Mobile: 98935 67661



Delhi
Delhi
Delhi

Ramco Industries Limited
Khasra No. 340,
Pratap Nagar, Part III,
Kiradi Village, Nangloi,
NEW DELHI
New Delhi. Pin-110041
Tel: (011) 65463806
Mobile: 98113 66850

Uttar Pradesh
Uttar Pradesh
Uttar Pradesh

Ramco Industries Limited
Khasra No. 151,
Village - Khurdahi,
16th KM, Sultanpur Road,
LUCKNOW
Uttar Pradesh.
Tel: (0522) 2816165
Mobile: 94150 18878
Ramco Industries Limited
Plot No. 91,
Ganesh Nagar Colony,
Tarana, VARANASI
Uttar Pradesh.
Mobile: 94150 18878
Ramco Industries Limited
Khasra No. 782 / 6,
Village - Bhiti, Ram Nagar,
VARANASI
Uttar Pradesh. Pin-221001

Ramco Industries Limited
Opp. Gaur Udyog Kendra,
NH - 2, MATHURA,
Uttar Pradesh.

Ramco Industries Limited
Near Kian Mazdoor Road,
Kakarihar, MAU
Uttar Pradesh. Pin-275101




Rajasthan
Rajasthan
Rajasthan

Ramco Industries Limited
H-1, 406 (B), Road No. 6,
Indraprastha Industrial Area,
KOTA.
Rajasthan. Pin-324005
Tel: (0744) 2490360
Mobile: 98295 90230
Ramco Industries Limited
Plot No. 61 - A,
Thikaria Industrial Area,
Near Sanjan Marble,
BANSWARA.
Rajasthan. Pin-327001

Ramco Industries Limited
Khasra No. 177 & 178,
NH - 11, Near Power House,
Village - Tantiwas (Rampura)
Tehsil - Amer,
District - JAIPUR.
Rajasthan.




Madhya Pradesh
Madhya Pradesh
Madhya Pradesh

Ramco Industries Limited
Near Khajri Chowk,
Bhopal Katni Highway,
Infront of RAI Warehouse,
JABALPUR.
Madhya Pradesh.
Tel: (0761) 4010662
Mobile: 94251 62912
Mobile: 98930 61951
Ramco Industries Limited
Thandla Road,
Infront of Mining Office,
MEGHNAGAR,
District - Jhabua
Madhya Pradesh.
Tel: (07390) 284584

Ramco Industries Limited
Near Bhopal Bye Pass,
Bhopal Indore Highway,
Village - Khajori Sadak,
Taluk - Fanda, BHOPAL.
Madhya Pradesh.





Bihar
Bihar
Bihar

Ramco Industries Limited
Ahiyapur, Darbhanga Road
Near Sakthi Dhram Kanta,
MUZAFFARPUR.
Bihar. Pin-842001
Tel: (0621) 2231265
Mobile: 92342 00616

Ramco Industries Limited
Opp. Gayatri Shakti Peeth
Chapra Road, SIWAN
Bihar. Pin - 841226


West Bengal
West Bengal
West Bengal

Ramco Industries Limited
Plot No. 47, J.L. No. 442,
BALICHAK.
Paschim Midinipur.
West Bengal.
Tel: (03222) 244460
Mobile: 80013 10600

Ramco Industries Limited
108, Shiv Mandir,
Nawabhatmore, BURDWAN
West Bengal.
Tel: (03422) 657483
Mobile: 93330 43016

Ramco Industries Limited
Village - Deogaon,
Post - Madhupur,
Baraduary.
P.S. RAIGUNJ.
District - Uttar Dinajpur.
West Bengal.
Tel: (03523) 225244





Jharkhand
Jharkhand
Jharkhand

Ramco Industries Limited
Mouza - Pandra,
P.S. Sukhdeo Nagar,
District - RANCHI.
Jharkhand. Pin-834005
Tel: (0651) 2510162
Mobile: 95709 11135

Ramco Industries Limited
Plot No. 860,
Village - Jambad,
P.O. Udanbad,
GIRIDIH
Jharkhand.
Tel: (06532) 244069
Mobile: 94301 06247


Gujarat
Gujarat
Gujarat

Ramco Industries Limited
Char Rasta, NH - 8,
KADODRA.
District - Surat,
Gujarat. Pin-394322
Tel: (02622) 271455
Tel: (02622) 271444


Ramco Industries Limited
412 / 1, Silvassa Road,
Near Chanod Bus Stop,
GIDC, VAPI
District - Valsad.
Gujarat.


Ramco Industries Limited
Shera Wagjipura Road,
Ambawadi, SHERA.
District - Panchmahal,
Gujarat. Pin-389210



Ramco Industries Limited
Bootmata Mandir Compound,
Near Kankuba Party Plot,
Village - ASLALI
District - Ahmedabad.
Gujarat.
Tel: (079) 27541430
Tel: (079) 27540341


Ramco Industries Limited
Ahmedabad - Palanpur Highway Road,
Opp. Green Park Society,
PALANPUR.
Gujarat. Pin-385001

ramco industries



Ramco Industries Ltd is one of the best performing, highly efficient producer of Fibre Cement Sheets in India and is the Market leader. RIL has pioneered and introduced the innovative Calcium Silicate Board, a versatile Building Interior Product in India

Ramco Industries Limited, part of RAMCO group of companies entered the asbestos cement field in 1967. Ramco's first asbestos cement sheet plant was set up at Arakkonam (Tamil Nadu) in 1967 and since then the production technology has been updated continuously. The second sheet plant was commissioned at Karur (Karnataka) in 1974 followed by one more sheet plant at Maksi (Madhya Pradesh) in 1987. A plant for the manufacture of AC pressure pipes in 5 metres length and in diametres of 80 mm to 1000 mm was established at Maksi (MP) in 1983. This was the first plant in India to introduce pipes of 5 M length and diametres of above 600 mm.

RIL is operating the most modern fibre cement roofing sheets and pipe plants in India today - in Arakkonam, Tamil Nadu
; Karur, Karnataka; Maksi, Madhya Pradesh; Silvassa, Union Territory of Dadra & Nagar Haveli; Kharagpur, West Bengal; Vijayawada, Andhra Pradesh; Sinugra, Gujarat;

The present aggregate capacity for Fibre Cement Sheets is 5 lakh tonnes per annum and Fibre Cement Pressure Pipe is 30 lakh tonnes per annum. Its turnover is around Rs. 300 crores and it employs about 1500 persons.

The entire working cycle from the feeding of raw material to the formation of sheets is automated to ensure pollution free environment in all the factories.

RIL has also set up a most advanced plant in Srilanka. It has built a nation-wide dealer network and has a strong customer base among architects and builders.